A Guaranteed Investment Certificate (GIC) is a secure investment required by Immigration, Refugees and Citizenship Canada (IRCC) as proof of funds for your study permit application. It demonstrates you have sufficient funds to support yourself during your studies in Canada.

Typically 5-7 business days after we receive your complete documentation and SWIFT transfer. We provide regular updates throughout the process and expedite where possible.

You'll need: Valid passport, Letter of Acceptance from Canadian institution, SWIFT transfer proof, completed application form, and any additional documents as per ICICI Bank Canada requirements.

Cashback is processed within 30 days after SWIFT transfer verification and successful GIC setup. It’s credited directly to your Resident Indian Savings Bank account provided to us via email.

Yes! ICICI Bank Canada now allows multiple transactions and top-ups. We assist with the process at no additional processing fee for existing clients.

We facilitate the connection between your ICICI GIC and RBC student account. This enables automated monthly transfers and eligibility for RBC student credit cards (subject to approval).